Corporate Retirement Plans

Benefits are an increasingly essential tool for businesses to attract, retain and motivate top employees. Plus, by helping your employees save for their retirements, you can qualify for lucrative tax incentives, including the ability to invest additional pre-tax dollars personally.

The recently passed Secure Act allows you to write off any expense you incur starting or operating an employee benefit plan and receive tax credits for qualifying employees enrolled. In California, employers with as few as five employees will need to either offer a corporate retirement plan or join the CalSavers plan over the next two years.

We offer a host of private options that are not only affordable but also administratively manageable.


401(k) plans remain an effective retention tool and are one of the most popular types of employer-sponsored retirement plans. With this plan, an employee can invest a portion of his or her earnings before taxes are taken out. Some employers offer to match their workers’ contributions as a means to improve employee retention and motivation.


403(b) plans are tax-deferred retirement plans for qualified employees of tax-exempt organizations and public schools, such as teachers, doctors and ministers. These plans allow employees to make salary deferral contributions up to regulatory limits with earnings tax-deferred until they are withdrawn.

Profit-sharing Plans

Under a profit-sharing plan, employees get a percentage of the company’s profits based on annual or quarterly earnings.

Defined-benefit Plans

Under this plan, an employee’s benefits are computed according to deciding factors. Benefits may be paid in a lump sum or monthly payments.

Cash Balance Plans

Like a traditional pension plan, a cash balance plan provides your employees with the option of a lifetime annuity. Unlike an annuity, these plans create an individual account for each of your covered employees. We work with actuaries to monitor the plan on an ongoing basis and proactively communicate with your employees to keep them apprised along the way.

Let Us Help You Grow Your Wealth and Protect Your Legacy